Commercial truck & fleet insurance — all 50 states
Insurance thatkeeps America'strucks moving.
Fleetguard protects owner-operators and fleets across the USA — with filings in minutes, live claims around the clock, and up to 50% off your first premium when you switch.
Coverage bound today
Certificates in minutes
Up to
50%
off first premium
A+ rated carrier network
Every policy backed by top-tier carriers
About Fleetguard
Two decades keeping American freight covered.
Fleetguard Insurance was built by people who know the freight industry from the inside — the dispatch boards, the weigh stations, the 2 a.m. breakdown calls. We write commercial truck coverage the way owner-operators need it: fast, honest, and priced for the long haul.
From a single rig to a national fleet, every client gets the same promise — instant FMCSA filings, live claims support around the clock, and a team that answers on the first ring.
18+
Years on the road
$4.2B
Claims settled
15-min
FMCSA filings
50
States served
Coverage Types
Every mile, every load, covered.
One broker, one renewal, one call — a complete commercial package built around how your fleet actually runs.
Primary Auto Liability
The legal backbone of every operation. FMCSA and state filings included, certificates issued in minutes, limits that satisfy any shipper.
Motor Truck Cargo
Protection for the freight you haul — from general commodities to high-value loads.
Physical Damage
Your tractor and trailer repaired fast, with agreed-value options for owner-operators.
General Liability
Covers the exposures that happen off the road — premises, operations and more.
Bobtail / Non-Trucking
Keeps you protected when you're driving without a trailer or off dispatch.
Trailer Interchange & Reefer
Interchange liability plus reefer breakdown coverage for temperature-controlled freight.
The First-Client Advantage
Up to 50% off your first premium — based on the invoice you already have.
Switching shouldn't cost you a cent. Send us the last invoice from your current insurance provider and our team will beat it — first-time clients qualify for discounts of up to 50%, calculated directly from what you're paying today.
- Discount based on your last insurance invoice
- Decision within one business day
- Applies to your entire first policy term
Savings estimator
Up to 50% off$1,450/ month
Estimate only. Final discount is confirmed by underwriting review of your last insurance invoice.
Testimonials
Fleets that switched, and stayed.
"Fleetguard filed our FMCSA paperwork before the ink dried. Three trucks insured the same afternoon — and the discount on our first term was very real."
Marcus Delgado
Delgado Hauling LLC · Laredo, TX
"Our last broker took weeks to answer a claim. Fleetguard picks up on the first ring. Switching nine trucks over was the easiest decision we've made."
Sarah Whitmore
Whitmore Freight Co. · Columbus, OH
"They beat my previous invoice by nearly half and walked me through every line of the agreement. Honest, fast, professional."
James Okafor
Okafor Logistics · Atlanta, GA
FAQ
Straight answers, before you even ask.
Can't find your question? Call us — a licensed agent picks up, not a phone tree.
Become a Client
On the road with Fleetguard in three steps.
Download the agreement
Review and sign the client agreement — it covers scope, filings, payment and claims in plain language.
Send it with your last invoice
Return the signed agreement with your DOT/MC authority and the invoice from your current insurer.
We countersign and bind
Coverage bound, filings submitted, certificates issued — often the very same day.
Client document
Client Insurance Agreement
Setup.msi · 23.6 MB
- Plain-language terms — scope, filings, payment, claims
- Sign, scan, email — no notary required
- Include your last invoice to unlock up to 50% off
Questions? Call (945) 387-5847 — a licensed agent answers.
Get a Quote
Tell us about your fleet. We'll do the math.
Share a few details and a licensed agent will call you back with a real, binding number — including your first-term discount of up to 50% calculated from the invoice you're paying today.
- Callback with a real number within one business day
- No obligation, no credit checks
- Your last invoice unlocks the up-to-50% discount